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Retirement: Continued from Page 3
may result in your Social Security benefits being taxed.
As retirement draws near a review of your retirement
plan is vital.
As an independent financial professional, I can help you find the answers you seek,
I’ve focused my practice on understanding the unique challenges people face in preparing for retirement, and to provide personalized guidance that puts my clients’ goals first. Contact me at 870-863-7000 or via email at tom.sawyer@lpl. com for more information.
There is no assurance that
the strategies discussed will be suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.
El Dorado News-Times Saturday, January 26, 2019 In-home care can fill a variety of needs
Provided to the News-Times by Superior Senior Care
The reasons to consider in-home care are diverse. The timing and the reasons for in-home care is different for every elder and every situation, because the elder's needs are ever changing.
Below are just a few of those reasons why in-home care might be right for
caregiver can often run these errands themselves.
Light housekeeping and cooking
Sharing a simple meal with someone can be a pleasure, while eating alone is often lonely. A caregiver who has become a friend can share a meal, thus helping an elder feel connected to humanity.
Safety
The obvious reason for having a caregiver around is for the elder's safety so that if the care receiver should fall, have a seizure or some other health emergency, the agency worker can provide CPR or other needed help while awaiting emergency help.
While some seniors have more family available to help than others, in-home help can be a vital piece of the puzzle when an elder is not able to fend for him or herself, yet is not ready or willing to go to assisted living or a nursing home.
your family.
Companionship
Companionship is vital for a human to thrive. In-home care agencies
can provide this human touch with consistent assignment and loving care.
Personal care needs
Some service that the family can't provide, or that the elder prefers an outsider to give, such as bathing, nail trimming, dressing and toileting are examples of personal care needs.
Medication supervision
Even if the agency worker isn't licensed to dispense medications, the caregiver can generally supervise the
taking of the medication, reassuring the family that medications are taken
on schedule.
Errands
Grocery shopping and other errands can become an enjoyable outing
for many seniors, if they have a companion who can go with them. If the elder prefers not going along, the
For Lif Wel Lived
Licensed Personnel Referral Service
for
Private Pay Hourly - LTC Insurance - Medicaid
870-863-0012 www.superiorseniorcare.com
13854