Page 3 - SENIORLIVING

Saturday, January 26, 2019
Recover: Continued from Page 2
drive herself, as she has lost sight in one eye. She said that has been the biggest challenge she’s faced since her falls.
“Now I’m tied down because I can’t drive. It’s kind of hard the days you want to go to Goodwill and Salvation Army and go to Dollar Tree. It’s hard on days like that,” Williams said.
However, Williams has persevered. She attends twice- weekly exercise classes at the Champagnolle Landing Senior Wellness Center, along with playing bingo and dominoes there and eating breakfast there almost daily. She also spent last summer working
at Mattocks Park pool. She is even considering returning to college later this year at South Arkansas Community College.
“I don’t consider it active. I just do things,” Williams said. “I don’t watch soap operas; I stopped doing that years ago.”
Williams said she owes her longevity to her faith in God, optimism and healthy living.
“God will take care of you and I know He will because He did,” Williams said.
Williams’ advice for other seniors is to keep an open mind.
“It’ll be hard for probably some older people to get active because they’ve got a mindset – their mind’s already set,” Williams said. “They need to get involved in church and be busy. They’ve got a lot of things around here people can get involved in, like the Agape House, Salvation Army – help people helping others.”
The Kemps said Williams is a light in their lives as well as others’.
“That’s a miracle you’re looking at,” Anjanett Kemp said. “She’s a miracle.”
Caitlan Butler can be reached at 870-862-6611 or cbutler@eldoradonews.com.
El Dorado News-Times 3 Retirement expectations versus reality
By Tom Sawyer LPL Financial® Advisor at First Financial Bank
65, and you may be similarly confident. Unforeseen events might surprise you, though. A health challenge, a layoff or the need to care for a loved one may lead you to retire earlier. The average retirement age in America is not 65, but 63. If you retire at 63, you can claim Social Security but you will likely be ineligible for Medicare.
You may need less money as you age.
This is because retirees generally
spend less than pre-retirees. Government Accountability Office data shows that Americans spend the most from age 45-49. On average, people aged 65-69 spend 20 percent less than that. Those 80 and older spend 46 percent less.
Living on less income will become your norm.
That means you may have less money for discretionary spending – shopping, eating out, and splurging – than you once did. Earning significant income in retirement may be a challenge, and earning too much
See RETIREMENT, Page 5
Y
envision what
will happen in Tom Sawyer your “second
act.”
Just as few
weathercasters can accurately forecast a month’s worth of temperatures and storms, many retirees find their futures unfolding differently than they assumed. Your assumptions may be tested as well.
You may retire sooner than you anticipate.
A majority of pre-retirees polled in the 2016 Transamerica Retirement Survey believed they would still be working at age
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