Page 7 - 2017 Spring H&G

Spring Home & Garden El Dorado NEWS-TIMES – April 28, 2017 – 7 Steps to take before an appraiser’s visit
Homeowners unfamiliar with the appraisal process might not know if there is anything they can do to
make the process go more smoothly. While certain variables involved in the appraisal process, such as location of the home and the value of surrounding homes, are beyond homeowners’ con- trol, the Appraisal Institute recommends homeowners take the following steps before an appraiser visits their home.
• Clean the house. A dirty home that is full of clutter will not make the best impres- sion on appraisers. Dirty homes may be vulnerable to insect infestations that
can lead to structural problems with the home. While a dirty home is not necessar- ily an indicator of infestations or a reflec- tion of a home’s value, a clean home will create a stronger first impression with the appraiser.
Make any necessary repairs
ahead of the appointment Homeowners who have been putting off repairs should make them before the appraiser arrives. Homes with repairs that still need to be made will likely be
valued less than similar homes with no such repair issues. Though repairs can be costly, investing in home repairs will likely increase both the appraisal and resale value of the home.
Obtain all necessary documents
before the appraiser arrives Homeowners who have certain documen- tation at the ready can speed up the ap- praisal process. Such documentation may include a survey of the house and proper- ty; a deed or title report; a recent tax bill; if applicable, a list of items to be sold with the house; purchase history of the home; and the original plans and specifications of the home.
Inform the appraiser about
recent improvements
Homeowners can inform appraisers about any recent improvements to the home and the cost of those improvements. The value of home improvements with regard to a home’s appraisal value vary depend- ing on a host of variables, but having such information at the ready can help apprais- ers make the most informed appraisal possible.
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